Focused Financial Planning
(3-6 Month Engagement)

Supportive. Strategic. Empowering.

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This service is designed for people who want more than a one-time consultation—but aren’t looking for a full-scale, ongoing advisory relationship just yet. Whether you’re in a life transition, juggling career and family, or simply ready to get more intentional with your money, this planning engagement offers professional guidance, accountability, and clarity—on your terms.

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What You Can Expect:

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A Personalized Planning Experience

• A deep dive into your financial life, centered around you—your goals, your lifestyle, and your values

• Focused support on key areas like budgeting, saving, investing, retirement, debt, or navigating a big life change

A Clear, Actionable Plan

• A tailored financial plan covering 2–4 of your most important goals

• Step-by-step strategies you can realistically implement, without overwhelm

• Delivered in a format that's easy to understand—even if you’re new to financial planning

Ongoing Support Over 3–6 Months

• Two to three check-in meetings to track progress, talk through challenges, and adjust as life happens

• Gentle accountability and encouragement so you don’t feel like you have to go it alone

• Email support between sessions for quick questions or clarity

A Safe, Supportive Space

• We’ll work together without judgment—just support, education, and encouragement

• All advice is unbiased and designed to empower your decision-making

Tools & Resources to Stay on Track

• Guidance on financial tools that fit your lifestyle and comfort level

This Is Perfect For People Who Are:

• Facing a life transition like a career shift, divorce, widowhood, or planning for generational wealth.  

• Looking to get organized and build a strong financial foundation

• Wanting accountability and ongoing support, without long-term commitment

• Building confidence to manage money independently or collaboratively

You’ll Leave With:

• A clear roadmap based on your goals

• A sense of control over your financial future

• A renewed sense of confidence and financial well-being

Format and Timing:

• 60-90 minute session

• 2-3 check-in meetings

• Optional follow-up support

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Investment: starting at $1,999

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You deserve a financial plan that works for your life—and a guide who understands the whole picture. This is a space where your voice matters, your goals lead the way, and your financial decisions feel aligned, informed, and supported.

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Includes all features of the One-Time Financial Consultation, with deeper analysis

1. Retirement Readiness Assessment

• In-depth projection of retirement income and expenses

• Social Security claiming strategies

• Medicare education & considerations

• Analysis of retirement account contributions, distributions, and tax impact

• Scenario modeling for early retirement, downsizing, etc.

2. Investment Portfolio Review

• Risk assessment and asset allocation review

• Evaluation of investment costs, performance, and diversification

• Suggestions for realignment or reallocation based on goals and risk tolerance

• Basic education on investment vehicles and strategies

3. Cash Flow & Budget Planning

• Review of monthly budget based on income and expenses

• Identification of savings opportunities and spending leaks

• Debt payoff strategies (e.g., snowball or avalanche method)

4. Student Loan & Debt Strategy Session

• Review of current loan terms and repayment options

• Credit card or personal debt prioritization plan

5. Insurance Needs Analysis

• Review of existing life, disability, health insurance coverage

• Gap analysis and coverage recommendations

• Discussion of term vs. whole life, long-term care, health, and advanced life insurance concepts for building generational wealth.

6. Tax Planning Snapshot

• Review of prior year tax return for planning opportunities

• Strategies to reduce taxable income (e.g., retirement contributions, deductions)

• Discussion of capital gains/loss harvesting or Roth conversions
  Note: Not a substitute for CPA-prepared returns.

7. Estate Planning Basics

• Discussion of existing wills, powers of attorney, and healthcare directives

• Review of beneficiary designations and titling of assets

• Guidance on how to get started with an attorney or legal platform

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8. Education Funding Plan

• Projection of future education costs

• 529 plan analysis and contribution strategy

• Review of other potential education funding vehicles

9. Major Purchase or Life Transition Planning

• Financial planning for home purchase, relocation, job change, etc.

• Cash flow and savings guidance

• Timeline and cost projections for smooth transitions

10. Multiple Follow-up Meetings

• 2-3 check-in meeting to review progress and adjust plan

• Update recommendations based on new goals or changes in life circumstances