Focused Financial Planning
A focused, high-touch planning experience for those who are within approximately 15 years of retirement and want a clear, well-defined understanding of their financial trajectory, retirement readiness, and key decision points.
This is designed for people typically age 50+ who are entering the “retirement decision” stage and want structured analysis, projections, and guidance to help them move forward with confidence.
What You Can Expect
All features of One-Time Consultation, plus the following:
Retirement Income & Readiness Analysis
A detailed look at your expected retirement timeline, income sources, and what your projected cash flow may look like in retirement.
Social Security Strategy Analysis
Review of claiming options and timing considerations to help you understand how different
decisions may impact your long-term income.
Retirement Account Projections & Analysis
In-depth review of your 401(k), IRA, and other retirement assets, including forward-looking projections based on your current path.
Investment Allocation Review (Retirement-Focused)
Evaluation of your current investment allocation in the context of your retirement timeline, risk tolerance, and income needs, with guidance on alignment and potential adjustments.
Gap Analysis & Recommendations
Identification of potential income gaps, risks, or planning opportunities, along with clear, prioritized recommendations to strengthen your retirement strategy.
Tax Planning Snapshot
Strategies to reduce taxable income such as retirement contributions, deductions. Discussion of capital gains/loss harvesting or Roth conversions.
Note: not a substitute for CPA-prepared returns.
Retirement Planning Summary
A clear summary of your retirement outlook and recommended next steps so you can make informed decisions with confidence.
Ideal For People Who Are:
• Within approximately 15 years of retirement
• Wanting clarity on when they can realistically retire
• Unsure whether their current savings will support their retirement goals
• Making key decisions about Social Security timing or retirement withdrawals
• Looking for a structured plan without full ongoing advisory management
Format & Timing:
• 60-90 minute session
• 1-2 check-in meetings
• Optional brief follow-up email for clarification on topics discussed
Investment: starting at $2,222
This reflects a comprehensive, advisor-level planning engagement with detailed analysis and retirement-focused projections.
Important Scope Note:
Focused Financial Planning is designed as a standalone retirement planning engagement and does not include ongoing investment management, portfolio trading, or continuous advisory services. While investment strategy, tax considerations, and estate planning topics may be discussed as part of the broader planning conversation, this engagement does not include tax preparation, legal services, or the creation of estate planning documents.