A One-Time Financial Consultation is a personalized, judgment-free session designed to help you take control of your finances and make confident, informed decisions.

 

Whether you're navigating a career change, managing family responsibilities, planning for retirement, or simply ready to get more intentional with your money, this session is tailored to meet you where you are.

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What You Can Expect:

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Clarity on Your Financial Picture

• Review of your income, expenses, savings, debt, and goals

• Help identifying where your money is going—and where it could be going

• Insight into how your finances align with your personal values and priorities

 

Goal-Focused Guidance

• Whether you're saving for a home, building an emergency fund, preparing for a life transition, or thinking long-term about retirement, you’ll walk away with clear, practical steps

• Space to talk through your values & goals without jargon or pressure

 

Customized Recommendations

• Tailored strategies based on your lifestyle, risk comfort level, and financial objectives

• Suggestions may include budgeting tweaks, savings strategies, debt repayment options, or investment basics

 

Safe Space for Your Questions

• No question is too small—this is a space to ask, learn, and feel supported

• We’ll make sure you leave the session feeling more confident and in control

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Ideal For People Who Are:

• Seeking financial clarity after a life event (divorce, job change, new baby in the family, inheritance)

• Wanting a second opinion on their current financial direction

• Looking to organize their finances and build a plan—without the pressure of an ongoing commitment

• New to investing or financial planning and wanting guidance that respects their pace

 

Format & Timing:

• 60–90 minute session (virtual or in-person)

• Optional follow-up support via email for quick questions after the session

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Investment: starting at $777

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You don’t have to have it all figured out. This consultation is about helping you take the next best step—with professional guidance and without judgment.

 

 

What’s Included:

 

1. Retirement Readiness Assessment

• In-depth projection of retirement income and expenses

• Social Security claiming strategies

• Medicare education & considerations

• Analysis of retirement account contributions, distributions, and tax impact

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2. Investment Portfolio Review

• Risk assessment and asset allocation review

• Evaluation of investment costs, performance, and diversification

• Discussion of realignment or reallocation based on goals and risk tolerance

• Basic education on investment vehicles and strategies

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3. Cash Flow & Budget Planning

• Review of monthly budget based on income and expenses

• Identification of savings opportunities and spending leaks

• Debt payoff strategies (e.g., snowball or avalanche method)

 

4. Student Loan & Debt Strategy Session

• Review of current loan terms and repayment options

• Credit card or personal debt prioritization plan

 

5. Insurance Needs Analysis

• Review of existing life, disability, health insurance coverage

• Gap analysis and coverage recommendations

• Discussion of term vs. whole life, long-term care, health and other policies

 

6. Tax Planning Snapshot

• Strategies to reduce taxable income (e.g., retirement contributions, deductions)

• Discussion of capital gains/loss harvesting or Roth conversions
  Note: Not a substitute for CPA-prepared returns.

 

7. Estate Planning Basics

• Discussion of existing wills, powers of attorney, and healthcare directives

• Review of beneficiary designations and titling of assets

• Guidance on how to get started with an attorney or legal platform

 

8. Education Funding Plan

• Projection of future education costs

• 529 plan analysis and contribution strategy

• Review of other potential education funding vehicles

 

9. Major Purchase or Life Transition Planning

• Financial planning for home purchase, relocation, job change, etc.

• Cash flow and savings guidance

• Timeline and cost projections for smooth transitions